Get more out of your savings
Savings products aimed at the over 60s have grown in recent times, particularly online savings accounts. According to Ofcom, a quarter of all Brits using the internet are over 60, so there’s no reason why all you silver surfers can’t take advantage of any great rates.
Although there are some competitive rates out there for the over 60s, they aren’t necessarily the best products overall, so always shop around and do take into account short-term bonus rates that fall away after a set period (usually six or 12 months). Don’t forget, from 1 July 2014 you will be able to save up to £15,000 in ISAs without paying tax on it. This can be split between a Cash ISA and a Stocks and Shares ISA in anyway you choose.
There are grants and discounts for senior citizens wanting to take adult education classes. Talk to your local council or directly to the university/college offering the course to find out more.
- Free prescriptions and free eye tests.
- Save money at Specsavers with a 25% discount when you buy glasses and lenses costing over £69.
If you live in England and were born before 5 April 1950 you now get free off-peak travel anywhere in England. Off-peak travel is any time between 9.30am and 11pm Monday to Friday, and all day at weekends.
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Discount tickets are often available for over 60s, although they’re not normally advertised so you may need to call your local theatre or cinema and ask.
Lots of restaurants and cafes do great deals for senior citizens, particularly at lunchtime. It’s just a case of looking out for these, either advertised outside the restaurant or within the menu.
Get a B&Q Diamond Card and receive 10% off every Wednesday. Join The Garden Centre Group’s Gardening Club and build up points for 5% of what you spend, plus over 60s get double points on Tuesdays.